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Where Are Mortgage Rates Headed? – Emerald Coast Real Estate

Buyer's Purchasing Power? A common question that our agents face every day is, are mortgage rates going up?  It is an important question to ask, as the higher the mortgage rate the lower the loan amount you can afford.  Panama City Beach and along the Emerald Coast is still a scorching housing market, and prices continue to rise.  As mortgage rates start to creep up along with rising home prices, the...

Pets & Home Buying – Emerald Coast Real Estate

A Happy Tail!   If you have a pet, I am sure you are considering your pet & homebuying and what to expect.  Our pets are a big part of our life!  Many of us plan our lives around our pets.  Therefore, their role in the home buying process is essential! If you are thinking about buying or selling, it is essential to understand the current real estate market.  A trusted, experienced real estate...

Conforming Loan? Non-Conforming Loan? – Emerald Coast Real Estate

Conforming Loan or Non-Conforming Loan?   Why it just became much easier to buy a beach home in Panama City Beach or along the Emerald Coast.  The FHFA is raising its loan limit on conforming loans for prospective purchasers in 2022.  In this blog post, we discuss the difference between a conforming loan and a non-conforming loan and why this is good news for homebuyers! If you are thinking about...

Don’t Wait for a Lower Mortgage Rate – Emerald Coast Real Estate

Don't Wait for a Lower Morgage Rate - It Could Cost You.   Where are the mortgage rates headed?  Well, I do not have a crystal ball; however, the rates seem to be slowly ticking back up. So what does that mean for buyers in Panama City Beach or along the Emerald Coast?  Please don't wait, or it could cost you! If you are thinking about buying or selling, it is essential to understand the current real...

Supply & Demand, Today’s Housing Market – Emerald Coast Real Estate

What Do Supply and Demand Tell Us About Today's Housing Market? If you were a buyer in search of your forever home or vacation home in Panama City Beach or along the Emerald Coast this summer, then you know that our supply was at an all-time low!  Frustrated real estate buyers struggling to outbid competing bids.  Happy real estate sellers, profiting from appreciation due to the rising prices.  Now...

What To Do With Your Vacation Home As Summer Ends – Emerald Coast Real Estate

Vacation Home in Panama City Beach or along the Emerald Coast? You have been the happy owner of a vacation home in Panama City Beach or along the Emerald Coast.  Summer is ending, and you have been evaluating whether or not you want to continue with the time and expense involved in the upkeep of a beach vacation home.  Well, if you are considering selling, now is a good time!  Prices are up, inventory...

Looking For A Place To Call Home, Consider A Condo – Emerald Coast Real Estate

Looking For A Place To Call Home?  Consider A Condominium. It is no secret that the real estate market is very competitive in Panama City Beach and along the Emerald Coast. Unfortunately, many overlook the condominium option.  There are reasons for that, perhaps financing.  Or the vacation rental market aspect.  Yes, those are valid reasons or concerns to consider and research.  However, there are...

Housing Market Hot Topics – Emerald Coast Real Estate

There are three hot topics in the housing market right now.   If you are a prospective buyer or seller it is important to understand the current Real Estate Market.  Topics and Trends change and you need to know how that is impacting the real estate market in Panama City Beach and along the Emerald Coast.  Life's A Beach Real Estate can help you stay up on the current industry topics and...

Key Terms in Today’s Housing Market – Emerald Coast Real Estate

What are the key terms in today's housing market?   Whether you are new to the real estate market or have bought or sold before, understanding the key terms are important to the success of your real estate transactions.  Navigating the waters of the real estate market in Panama City Beach and the Emerald Coast can be intimidating.  No worries!  The good news is the Life's A Beach Real Estate team is...

Options Are Improving for Buyers – Emerald Coast Real Estate

Is The Buyers Market Improving?   We are starting to see an uptick in real estate inventory in the Panama City Beach real estate market and the Emerald Coast real estate market.  And, if historical trends continue, then we can expect increased inventory levels in the fall, as the vacation rental season starts to wind down.  This is good news for the buyers who have felt shut out in recent...

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